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Shiksha Advocacy will help you to get an absolutely hassle free Personal Loans / unsecured loan anywhere in India, with minimum documentation you can now secure a loan for an amount up to Rs. 1 Crores.
Fulfill your personal dreams through Personal Loans. Our Loan Officers will guide you professionally with your loan documentation and CIBIL score management.
Personal Loans often help to facilitate one's debt burden or even meet an unplanned crisis. As a knowledgeable customer, one can proactively arrange all aspects of Personal Loan, especially the cost of the loan, handling charges and monthly installment. Shiksha Advocacy offers some extremely lucrative plans regarding Personal Loans. Customers often rely on us to negotiate the best rate of interest with bankers based on portfolio.
Get a Free Consultation on how to build your strong portfolio to avail Personal Loans in future. If you currently not in need of a loan, then our Personal Loan Officers will help you strengthen your loan documentation. For Free consultation, please fix an appointment.
| Criteria | Salaried | Self - Employed |
|---|---|---|
| Age | 23 yrs - 58 yrs | 25 yrs - 65 yrs |
| Net Salary | Net annual income - Rs. 2,00,000 p.a | Net Profit after tax - Rs. 2,50,000 p.a |
| Eligibility | Employees of Public Ltd. cos. , Private Ltd. cos. MNCs Or Government | Doctors, MBA's, Architects, CA's, Engineers, Traders , Manufacturers, Retailers, Importers & Exporters |
| Years in current job / profession | 1 Year | 3 Year |
| Years in current residence | 1 Year | 1 Year |
| Documents ( Pre Sanction) | Salaried | Self - Employed |
|---|---|---|
| Latest 6 months Bank Statement (where salary/income is credited) | YES | YES |
| 3 Latest salary slips | YES | NA |
| Last 2 years ITR with computation of income / CA Certified Financials | NA | YES |
| Proof of Turnover (Latest Sales / Service tax returns) | NA | YES |
| Proof of Continuity current job (Form 16 / Company appointment letter ) | YES | NA |
| Proof of Continuity current profession (IT Returns / Shop & Establishment / Sales Tax / Service Tax / SSI Certificates/ Import & Export Licence ) | NA | YES |
| Proof of Identity (any one)Passport / Driving License / Voters ID / PAN card / Photo Credit Card / Employee ID card | YES | YES |
| Proof of Residence (any one) Ration Card / Utility bill / LIC Policy Receipt | YES | YES |
| Proof of Office (any one) Lease deed / Utility bill / Municipal Tax receipt / title deed | NA | YES |
| Proof of Qualification Highest Degree (for Professionals / Govt employees | YES | YES |
| Residence / office ownership proof (Anyone), electricity bill, share certificate with telephone bill, sale / purchase deed, property tax receipt, pagdi agreement (if pagdi) | YES | YES |
| If Pvt. Ltd. Firm - MOA & AOA, ROC, Annual returns, auditor's report & Director's report, share holding pattern,3CB & 3CD. | NA | YES |
| If partnership Firm - Partnership Deed | NA | YES |
One of the best loan providers in India. We can rely on this professional team anytime. Thanks for helping me to buy my dream house, Saurabh. You cleverly arranged for personal loans and home loans.
