Business Loan India
Business Loans in India
Business
Loan from 5 lakhs to 25 crores, Shiksha Advocacy will help you
to make your Business dreams come true.
Eligibility parameters
| Criteria |
Self - Employed |
|
| Age |
25 yrs - 65 yrs |
| Annual Income |
Net Profit after tax - Rs. 1,00,000 p.a |
| Annual Turnover |
As per latest financial - Rs 1 Crore |
| Eligibilty |
Traders, Manufacturers, Retailers,
Importers & Exporters, service providers, SSI unit and
SME etc. |
Years in current Business
/ profession |
3 Years |
| Years in current residence |
1 Year |
Self Employed Documentation
Please submit the photocopies of all the documents, when our Loan
officer visits to collect documents, please show the original to
verify with your photocopied documents.
Documents Required for Proprietorship Company
- Passport size colour photograph (applicant &
co-applicant).
- Photo Identity Proof: Any one of the following
(applicant & co-applicant)
- PAN card *
- AADHAR *
- Passport
- Driving license
- Voter ID
- Applicant Residence Address Proof & Office Address
Proof: Any One from the following:
- Latest 2 months Landline telephone bill
- Latest 2 months Post Paid Mobile Bills
- Gas Bill with Bond
- Banker's Verification / passbook with stamp on
photograph along with applicants signature
- Valid rental agreement and latest electricity bill
- Property Ownership Proof : Any One from the following;
- Property Documents
- Electricity Bill
- Water Bill
- Tax paid receipt
- Business Existence Proof: Vat Registration license Or
Service Tax Registration License + GST Registration
Certificate. (Minimum should be 3 years old)
- GST Monthly 3B Returns. (Latest 6 months or 1 year to
till date)
- Income Proof: (IT returns complete set of latest 2 years
along with 3CB & 3CD)
- Bank Statement:
- All savings banks statements of the applicant [6
months - till date]
- Company All current a/c 's banks statements [6
months - till date, C C A/C, OD A/C]
- C C A/C & OD A/C sanction letter
- DETAILS OF ALL EXISTING LOANS: please submit
sanction letter, Payment Track Record.
Documents Required for Partnership Company
- 1 passport size colour photograph (applicant &
co-applicant).
- Photo Identity Proof: (applicant & co-applicant)
Any two from the following;
- PAN Card *
- AADHAR card *
- Passport
- Driving License
- Voter ID
- Company Pan Card.
- Partnership Deed.
- Residence and Office Address Proof: Any One from the
following;
- Latest 2 months Landline telephone bill
- Latest 2 months Post Paid Mobile Bills
- Gas Bill with Bond
- Banker's Verification / passbook with stamp on
photograph along with applicants signature
- Valid rental agreement and latest electricity bill
- Property Ownership Proof: Any One from the following;
- Property Documents
- Electricity Bill
- Water Bill
- Property Tax paid receipt
- Business Existence Proof : Vat Registration license Or
Service Tax Registration License + GST Registration
Certificate. (Minimum should be 3 years old)
- GST Monthly 3B Returns. (Latest 6 months or 1 year to
till date)
- Income Proof: (IT returns complete
set of latest 2 years along with 3CB & 3CD with Audit
Report.)
- Bank Statement:
- All savings banks statements of the applicant [6
months - till date]
- Company All current a/c 's banks statements [6
months - till date, C C A/C, OD A/C,]
- C C A/C & OD A/C sanction letter
- DETAILS OF ALL EXISTING LOANS: please
submit sanction letter, Payment Track Record.
Documents Required for Private LTD Company
- 1 passport size colour photograph (applicant &
co-applicant).
- Photo Identity Proof of all directors: Any two
from the following;
- PAN Card *
- AADHAR card *
- Passport
- Driving License
- Voter ID
- Company PAN Card.
- Incorporation certificate with MOA & AOA.
- Latest form 20B and share holding patterns.
- All appointed & retired directors FORM 32.
- Applicant Residence Address Proof & Office Address
Proof: Any One from the following:
- Latest 2 months Landline telephone bill
- Latest 2 months Post Paid Mobile Bills
- Gas Bill with Bond
- Banker's Verification / passbook with stamp on
photograph along with applicants signature
- Valid rental agreement and latest electricity
bill
- Property Ownership proof of all directors.: Any
One from the following;
- Property Documents
- Electricity Bill
- Water Bill
- Property Tax paid receipt
- Business Existence Proof : Vat Registration
license Or Service Tax Registration License + GST
Registration certificate. (Minimum should be 3 years old)
- GST Monthly 3B returns. ( Latest 6 months or 1
year to till date)
- Income Proof : Company IT returns & individual
ITR of all directors, complete set of latest 2 years along
with 3CA & 3CB and Annexure 'A' schedules required
- Bank Statement:
- All savings banks statements of the applicant
[6 months - till date]
- Company All current a/c 's banks statements [6
months - till date, C C A/C, OD A/C]
- C C A/C & OD A/C sanction letter
- DETAILS OF ALL EXISTING LOANS: please submit
sanction letter, Payment Track Record.
- Visiting card.
Business Expansion!
No longer do you have to stifle your creative ideas. With funds
at your disposal, you can now expand your business without
hesitation.
